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Montana Service Areas
Last Updated: February 2026

Montana Personal Injury Lawyers

Montana's vast distances, high-speed rural highways, and harsh winter conditions contribute to a disproportionately high per-capita traffic fatality rate.

Modified Comparative Fault (51% Bar)SOL: 3 years20 cities served
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Legal Summary — Montana Personal Injury Law
Last Updated: February 2026
Montana uses a modified comparative fault (51% bar) system for personal injury claims. The statute of limitations is 3 years. Bond Legal is licensed to practice in Montana and has recovered over $500 million for injured clients nationwide. Free consultations available 24/7 — pay no attorney fees unless we recover compensation for you.
This summary is AI-generated and for informational purposes only. It does not constitute legal advice and the reader is urged to verify the factual accuracy of the statements made. Bond Legal LLC (866) 423-7724

Our Montana Team

Bond Legal Attorneys Licensed in Montana

These experienced personal injury attorneys are licensed to practice in Montana and handle cases throughout the state.

Public Record

Notable Montana Personal Injury Verdicts & Settlements

These publicly reported verdicts and settlements illustrate the range of outcomes in Montana personal injury cases. They are from public court records and do not represent Bond Legal's case results.

$35MTrucking Accident2023

Jury verdict in a fatal semi-truck collision on I-90 near Billings involving a fatigued driver who crossed the median.

Yellowstone CountySource: Yellowstone County District Court / Montana Lawyer
$22MMedical Malpractice2022

Verdict for a patient who sustained permanent brain damage due to a delayed diagnosis at a Missoula hospital.

Missoula CountySource: Missoula County District Court / Missoulian
$18MAuto Accident2023

Jury award for occupants injured in a high-speed collision on US-191 near Bozeman caused by a distracted driver.

Gallatin CountySource: Gallatin County District Court / Bozeman Daily Chronicle
$14MRanch / Workplace Injury2022

Settlement for a worker who sustained catastrophic injuries at a Great Falls agricultural facility due to alleged equipment failures.

Cascade CountySource: Cascade County District Court / Great Falls Tribune
$10MPedestrian Accident2023

Verdict for a pedestrian struck by a commercial vehicle in Kalispell, resulting in traumatic brain injury.

Flathead CountySource: Flathead County District Court / Daily Inter Lake

Important: The verdicts and settlements shown above are from publicly available court records and legal publications. They are presented for informational purposes only and do not represent Bond Legal's case results. Every case is unique — the facts, injuries, defendants, insurance coverage, venue, and applicable law vary significantly. Prior results do not guarantee a similar outcome in your case. Gross amounts shown are before deduction of attorney fees, costs, and expenses. This is an advertisement.

Injured in Montana? Find Out What Your Case Is Worth.

Bond Legal's Montana personal injury attorneys are ready to pursue the compensation you deserve. Pay no attorney fees unless we recover compensation for you.

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What Makes Montana Different for Personal Injury Cases

Montana has the 7th-highest traffic fatality rate in the nation at 1.79 per 100 million VMT (NHTSA FARS/TRIP, 2024) and 18.5 per 100,000 residents — among the deadliest states per capita for road users. Fatal and serious traffic crashes in Montana resulted in an estimated $6 billion in economic and quality-of-life costs in 2024 (TRIP report). The state's vast distances, high-speed rural two-lane highways, and limited interstate infrastructure create inherently dangerous driving conditions.

Montana has historically had one of the highest impaired driving fatality rates per VMT in the nation. The MDT Vision Zero program reported that approximately 66% of all fatalities involved impaired driving in 2020, though that figure has improved modestly. Alcohol-impaired fatalities (BAC .08+) accounted for roughly 35% of all traffic deaths in 2023. Montana's bar culture, rural isolation, and limited public transportation alternatives contribute to persistent impaired driving challenges.

Montana does not require helmets for motorcycle riders over age 18 (Mont. Code Ann. § 61-9-417), contributing to disproportionately high motorcycle fatality severity. The state also lacks a primary seat belt enforcement law — officers cannot pull drivers over solely for not wearing a seat belt. These policy gaps result in higher unrestrained occupant fatalities and more severe motorcycle crash outcomes compared to states with universal helmet and primary seat belt laws.

Montana's rural geography creates uniquely dangerous conditions: long distances between towns, high-speed two-lane highways without median barriers, wildlife crossings (deer and elk), and extreme winter weather. EMS response times in rural Montana can exceed 30 minutes, and helicopter medevac may be required to reach a Level I or II trauma center. These factors make crashes that would be survivable in urban states far more deadly in Montana.

Montana uses modified comparative fault with a 51% bar (Mont. Code Ann. § 27-1-702) and has a 3-year statute of limitations (Mont. Code Ann. § 27-2-204). Punitive damages require clear and convincing evidence of actual fraud or actual malice (Mont. Code Ann. § 27-1-221) — a high threshold but no statutory cap on the award amount. Montana's Dram Shop Act (Mont. Code Ann. § 27-1-710) provides an important avenue for recovery in alcohol-related crashes, which remain a leading cause of death on Montana roads.

Montana Traffic Safety Statistics

15,000+

Annual Crashes

213

Fatalities (2023)

18.5

Deaths per 100K residents

10.9%

Uninsured Drivers (IRC)

1.79 (7th highest in U.S.)

Fatality rate per 100M VMT

38

Motorcycle fatalities

22

Pedestrian fatalities

75+

Alcohol-impaired fatalities (BAC .08+)

Source: MDT / NHTSA FARS, 2023 | Fatality rate per 100M VMT: NHTSA FARS / TRIP, 2024 | Motorcycle fatalities: NHTSA FARS, 2023 | Pedestrian fatalities: NHTSA FARS, 2023 | Alcohol-impaired fatalities (BAC .08+): NHTSA FARS, 2023

Montana Auto Insurance Landscape

~$2,100/yr

Avg. Annual Premium

Bankrate/MoneyGeek, 2025

25/50/20 ($25K per person, $50K per accident BI, $20K PD)

Minimum Coverage

Mont. Code Ann. § 61-6-103

10.9%

Uninsured Drivers

IRC, 2022

At-Fault State

Insurance System

Key Insurance Notes for Montana

  • Montana is a tort (at-fault) state. Injured parties file claims directly against the at-fault driver's insurance without needing to exhaust PIP benefits.
  • Montana requires insurers to offer UM/UIM coverage at the same limits as liability coverage (25/50), but drivers may reject it in writing. Given Montana's rural geography and high impaired driving rate, UM/UIM coverage is strongly recommended.
  • Montana's minimum 25/50/20 limits are inadequate for serious injury cases — especially given the state's vast distances to trauma centers. A single helicopter medevac, ER visit, and surgery can easily exceed $100,000, far surpassing these minimums.
  • Montana does not have a primary seat belt enforcement law — officers cannot stop drivers solely for not wearing a seat belt. This contributes to lower seat belt usage rates and higher unrestrained fatality counts compared to states with primary enforcement.
  • Montana's rural character means long EMS response times. The average response time in rural Montana can exceed 30 minutes, compared to under 10 minutes in urban areas. This delays critical care and increases fatality risk in survivable crashes.

Montana Impairment & Behavioral Crash Data

75+

Alcohol-Related Fatalities

Approximately 35% of all traffic fatalities involved alcohol-impaired driving; Montana has historically had one of the highest impaired driving fatality rates per VMT in the nation (MDT Vision Zero)

40%+

Drug-Positive Rate in Fatal Crashes

25+ fatalities involving drivers age 20 or younger

Teen Driver Fatal Crashes

80+ (Montana's seat belt usage rate is among the lowest nationally; no primary enforcement law)

Unrestrained Occupant Fatalities

Source: MDT Vision Zero / NHTSA FARS 2023

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Montana Court & Filing Statistics

15,000+ (District Courts statewide)

Civil Filings

Yellowstone County (Billings) and Missoula County handle the largest share of tort and PI filings

Personal Injury Filings

12–18 months (varies by judicial district; smaller rural courts may resolve faster)

Avg. Disposition Time

Source: Montana Supreme Court Clerk, 2023–2024 Statistics / Montana District Court Statistics

Seasonal Trends

When Are Montana Roads Most Dangerous?

Crash patterns in Montana follow seasonal and holiday trends that every driver should know.

July (highest fatality count — tourism + motorcycle + impaired driving)

Deadliest Month

July 4th weekend

Deadliest Holiday Period

November–March (Winter)

+45% winter weather crashes

Montana's harsh winters bring blizzards, black ice, and whiteout conditions across I-90, I-15, and US-2. Mountain passes (MacDonald Pass, Lookout Pass, Homestake Pass) are especially treacherous. Over 60% of Montana's fatal crashes occur on rural roads where EMS response times exceed 30 minutes.

June–September (Summer Tourism)

+40% crash increase in tourism corridors

Glacier National Park (3.1M visitors), Yellowstone NP access via US-89/US-191, and Flathead Lake tourism create massive seasonal traffic surges. The Flathead Valley population can triple in summer. Motorcycle fatalities peak in warm-weather months — Montana has no adult helmet law.

October–November (Hunting Season)

+35% wildlife-vehicle collisions

Big game hunting season brings out-of-state visitors on unfamiliar rural roads with ATVs and trailers. Deer and elk crossings spike during fall rut, causing wildlife-vehicle collisions — Montana averages 2,000+ animal-vehicle crashes annually.

Holiday Weekends

+40% DUI crashes on holiday weekends

Memorial Day, July 4th, and Labor Day weekends see DUI spikes, particularly on I-90, US-93, and US-2. Montana has historically had one of the highest impaired driving fatality rates per VMT in the nation.

Source: MDT Vision Zero / NHTSA FARS, 2023. Crash patterns are based on multi-year data and may vary year to year.

Common Questions

Montana Personal Injury FAQ

County-by-County

Montana Personal Injury by County

Each county in Montana has distinct court procedures, jury tendencies, and case timelines that significantly impact personal injury outcomes. Showing the top 6 counties by filing volume.

Yellowstone County

PI Filings

~1,200/yr civil

Median PI Verdict

Moderate

Typical Timeline

14–20 months

Jury Pool

Largest urban pool in Montana (Billings); moderate — most plaintiff-favorable venue in the state

Billings courthouse (13th Judicial District). I-90/I-94 interchange — busiest in Montana. Highest crash volume in the state.

Missoula County

PI Filings

~800/yr civil

Median PI Verdict

Moderate-to-plaintiff-friendly

Typical Timeline

14–18 months

Jury Pool

College-town (University of Montana); moderate-to-progressive

Missoula courthouse (4th Judicial District). I-90/US-93 interchange. University traffic. Most progressive jury pool in MT.

Gallatin County

PI Filings

~600/yr civil

Median PI Verdict

Moderate

Typical Timeline

14–18 months

Jury Pool

College-town (Montana State); affluent/moderate — fastest-growing county in Montana

Bozeman courthouse (18th Judicial District). I-90/US-191 corridor. Heavy tourist traffic to Big Sky/Yellowstone NP.

Cascade County

PI Filings

~500/yr civil

Median PI Verdict

Conservative-to-moderate

Typical Timeline

12–16 months

Jury Pool

Military/blue-collar (Malmstrom AFB); conservative-to-moderate

Great Falls courthouse (8th Judicial District). I-15/US-87/US-89 interchange. Military base traffic.

Flathead County

PI Filings

~400/yr civil

Median PI Verdict

Conservative-to-moderate

Typical Timeline

12–16 months

Jury Pool

Tourism/retirement area; conservative-to-moderate

Kalispell courthouse (11th Judicial District). US-93/US-2 corridor. Glacier NP tourism traffic. Heavy seasonal volume.

Lewis and Clark County

PI Filings

~350/yr civil

Median PI Verdict

Moderate

Typical Timeline

12–16 months

Jury Pool

State capital (Helena); moderate — government employee pool

Helena courthouse (1st Judicial District). I-15/US-12 interchange. State government commuter traffic.

Silver Bow County

PI Filings: ~250/yr civil

Median Verdict: Moderate-to-plaintiff-friendly

Timeline: 12–16 months

Jury Pool: Blue-collar mining heritage (Butte); plaintiff-friendly — historically labor-sympathetic pool

Butte-Silver Bow courthouse (2nd Judicial District). I-90/I-15 interchange. Mining and industrial truck traffic.

Ravalli County

PI Filings: ~200/yr civil

Median Verdict: Conservative

Timeline: 12–14 months

Jury Pool: Rural/retirement; conservative

Hamilton courthouse (21st Judicial District). US-93 Bitterroot corridor. Heavy recreation traffic.

Lake County

PI Filings: ~150/yr civil

Median Verdict: Conservative-to-moderate

Timeline: 12–14 months

Jury Pool: Flathead Reservation/mixed; moderate

Polson courthouse (20th Judicial District). US-93 corridor. Flathead Lake tourism. Tribal jurisdiction considerations.

Hill County

PI Filings: ~100/yr civil

Median Verdict: Conservative

Timeline: 10–14 months

Jury Pool: Rural/agricultural; conservative

Havre courthouse (12th Judicial District). US-2 Hi-Line corridor. Fort Belknap Reservation nearby.

Park County

PI Filings: ~100/yr civil

Median Verdict: Conservative-to-moderate

Timeline: 10–14 months

Jury Pool: Tourism/recreation; moderate

Livingston courthouse (6th Judicial District). I-90/US-89 interchange. Yellowstone NP north entrance gateway.

Custer County

PI Filings: ~80/yr civil

Median Verdict: Conservative

Timeline: 10–14 months

Jury Pool: Rural ranching; conservative

Miles City courthouse (16th Judicial District). I-94/US-12 interchange. Eastern Montana hub.

Deer Lodge County

PI Filings: ~60/yr civil

Median Verdict: Conservative-to-moderate

Timeline: 10–12 months

Jury Pool: Small mining/prison town; moderate

Anaconda courthouse (3rd Judicial District). I-90 corridor. Montana State Prison.

Richland County

PI Filings: ~60/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Oil field/agricultural; conservative

Sidney courthouse (7th Judicial District). IA-200/MT-16 corridor. Bakken oil field traffic.

Roosevelt County

PI Filings: ~50/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Fort Peck Reservation; conservative — tribal jurisdiction considerations

Wolf Point courthouse (15th Judicial District). US-2/MT-13 corridor. Fort Peck Reservation.

Dawson County

PI Filings: ~40/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural ranching; conservative

Glendive courthouse (7th Judicial District). I-94/MT-16 corridor. Makoshika State Park area.

Fergus County

PI Filings: ~40/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural/small-city; conservative

Lewistown courthouse (10th Judicial District). US-87/US-191 junction. Geographic center of Montana.

Lincoln County

PI Filings: ~40/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural/timber; conservative

Libby courthouse (19th Judicial District). US-2/MT-37 corridor. Asbestos Superfund site community.

Glacier County

PI Filings: ~40/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Blackfeet Reservation; conservative — tribal jurisdiction considerations

Cut Bank courthouse (9th Judicial District). US-2/US-89 corridor. Blackfeet Reservation. Glacier NP east entrance.

Carbon County

PI Filings: ~40/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural/ranching; conservative

Red Lodge courthouse (22nd Judicial District). US-212/MT-78 corridor. Beartooth Highway.

Blaine County

PI Filings: <30/yr

Median Verdict: Conservative

Timeline: 8–12 months

Jury Pool: Rural; conservative

Chinook courthouse. US-2 Hi-Line. Fort Belknap Reservation.

Big Horn County

PI Filings: <30/yr

Median Verdict: Conservative

Timeline: 8–12 months

Jury Pool: Crow Reservation; conservative — tribal jurisdiction

Hardin courthouse (22nd Judicial District). I-90/US-87 corridor. Little Bighorn Battlefield.

Stillwater County

PI Filings: ~30/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural/mining; conservative

Columbus courthouse (22nd Judicial District). I-90 corridor. Stillwater Mine.

Jefferson County

PI Filings: ~30/yr civil

Median Verdict: Conservative

Timeline: 10–12 months

Jury Pool: Rural/exurban Helena; conservative

Boulder courthouse (5th Judicial District). I-15 corridor between Helena and Butte.

Rosebud County

PI Filings: <30/yr

Median Verdict: Conservative

Timeline: 8–12 months

Jury Pool: Northern Cheyenne Reservation area; conservative

Forsyth courthouse (16th Judicial District). I-94 corridor. Northern Cheyenne Reservation.

Madison County

PI Filings: <25/yr

Median Verdict: Conservative

Timeline: 8–12 months

Jury Pool: Rural/tourism; conservative

Virginia City courthouse (5th Judicial District). US-287/MT-41 corridor. Historic mining district.

Beaverhead County

PI Filings: <25/yr

Median Verdict: Conservative

Timeline: 8–12 months

Jury Pool: Rural/college (UM Western); conservative

Dillon courthouse (5th Judicial District). I-15/MT-41 corridor. University of Montana Western.

Sanders County

PI Filings: <25/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Rural; conservative

Thompson Falls courthouse (20th Judicial District). MT-200 corridor.

Valley County

PI Filings: <25/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Rural/Fort Peck; conservative

Glasgow courthouse (17th Judicial District). US-2/MT-24 corridor. Fort Peck Dam area.

Musselshell County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~4,700 pop)

Roundup courthouse (14th Judicial District). US-87/US-12 corridor.

Broadwater County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~6,300 pop)

Townsend courthouse (5th Judicial District). US-12/I-15 adjacent. Canyon Ferry Lake recreation.

Powell County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~6,900 pop)

Deer Lodge courthouse (3rd Judicial District). I-90/MT-1 corridor. Montana State Prison.

Teton County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~6,200 pop)

Choteau courthouse (9th Judicial District). US-89/US-287 corridor. Rocky Mountain Front.

Toole County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~5,000 pop)

Shelby courthouse (9th Judicial District). I-15/US-2 junction. Canadian border port of entry.

Chouteau County

PI Filings: <20/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~5,700 pop)

Fort Benton courthouse (12th Judicial District). US-87 corridor.

Sweet Grass County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~3,700 pop)

Big Timber courthouse (6th Judicial District). I-90/US-191 corridor.

Wheatland County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~2,100 pop)

Harlowton courthouse (14th Judicial District). US-12/US-191 corridor.

Granite County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~3,400 pop)

Philipsburg courthouse (3rd Judicial District). MT-1/I-90 adjacent.

Mineral County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~4,500 pop)

Superior courthouse (4th Judicial District). I-90 corridor through mountains.

Pondera County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~5,800 pop)

Conrad courthouse (9th Judicial District). I-15/US-89 corridor.

Phillips County

PI Filings: <15/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Rural; conservative

Malta courthouse (17th Judicial District). US-2/US-191 corridor.

Meagher County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,900 pop)

White Sulphur Springs courthouse (14th Judicial District). US-89/US-12 corridor.

Golden Valley County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Smallest county by pop (~800)

Ryegate courthouse (14th Judicial District). US-12 corridor.

Liberty County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~2,400 pop)

Chester courthouse (12th Judicial District). US-2 Hi-Line.

Judith Basin County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~2,000 pop)

Stanford courthouse (10th Judicial District). US-87 corridor.

McCone County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,700 pop)

Circle courthouse (16th Judicial District). MT-200/MT-13 corridor.

Fallon County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~2,800 pop)

Baker courthouse (16th Judicial District). MT-7/US-12 corridor.

Sheridan County

PI Filings: <10/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Small rural (~3,300 pop)

Plentywood courthouse (15th Judicial District). MT-5/MT-16 corridor. Canadian border.

Petroleum County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Smallest pop county in MT (~500)

Winnett courthouse (10th Judicial District). MT-200 corridor.

Garfield County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,300 pop)

Jordan courthouse (16th Judicial District). MT-200 corridor.

Prairie County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,100 pop)

Terry courthouse (16th Judicial District). I-94/MT-253 corridor.

Wibaux County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,000 pop)

Wibaux courthouse (16th Judicial District). I-94 corridor. ND border.

Carter County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,300 pop)

Ekalaka courthouse (16th Judicial District). MT-7 corridor.

Powder River County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,700 pop)

Broadus courthouse (16th Judicial District). US-212/MT-59 corridor.

Treasure County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~700 pop)

Hysham courthouse (16th Judicial District). I-94 corridor.

Daniels County

PI Filings: <5/yr

Median Verdict: Conservative

Timeline: 8–10 months

Jury Pool: Very small rural (~1,600 pop)

Scobey courthouse (15th Judicial District). MT-5/MT-13 corridor. Canadian border.

Court data is for general reference only. Actual timelines, verdicts, and procedures vary by case. Prior results do not guarantee a similar outcome.

Montana Cities Where Bond Legal Is Licensed

All 20 cities in Montana where Bond Legal is licensed to practice.

Disclaimer: All amounts shown are gross amounts recovered before deduction of attorney fees, costs, and expenses. The information on this page is for general informational purposes only and does not constitute legal advice. Traffic safety data, insurance statistics, and court information are sourced from publicly available government and industry databases as cited above. Prior results do not guarantee a similar outcome. Each case is unique and must be evaluated on its own merits. This is an advertisement.